Disclaimer

1. What APE Analytics Is

APE, LLC, doing business as APE Analytics, is an independent digital publisher. Our editorial focus is sports analytics: statistical research, model-powered commentary, historical analysis, and quantitative writing about Major League Baseball (MLB), the National Football League (NFL), NCAA sports, and other athletic competitions. For purposes of the North American Industry Classification System, APE is classified under NAICS 519130 — Internet Publishing and Broadcasting and Web Search Portals.

Our content is intended for readers who enjoy sports analytics, data storytelling, and quantitative research. It is comparable in nature to independent baseball-analytics publications such as FanGraphs and Baseball Prospectus, and to the analytics sections of mainstream sports media.

APE speech is protected editorial and opinion commentary under the First Amendment to the U.S. Constitution and the analogous free-expression provisions of the Tennessee Constitution. Nothing in the APE Content is transmitted for the purpose of assisting in the placement of wagers within the meaning of 18 U.S.C. § 1084 (the Wire Act).

2. What APE Analytics Is Not

Nothing published by APE Analytics is, or should be construed as, any of the following:

• A sports book or wagering platform. APE does not accept, place, hold, escrow, clear, or settle wagers of any kind. We do not operate a betting exchange, prediction market, sweepstakes contest, daily-fantasy contest, or pool.
• A handicapper, tipster, tout, or "picks" service. APE does not sell picks, plays, locks, or specific bet recommendations. Any references to point spreads, totals, moneylines, futures, or player props in APE Content are provided for statistical and editorial context only, not as recommendations to place any wager.
• A licensed investment advisor, broker-dealer, or commodities merchant. Nothing we publish is an offer to sell, or a solicitation of an offer to buy, any security, commodity, futures contract, or financial instrument.
• Legal, tax, or professional advice. Our content is not a substitute for advice from a licensed attorney, accountant, or other credentialed professional.
• A guarantee of any outcome. Sports outcomes are inherently uncertain. Model outputs, projections, win probabilities, and statistical estimates reflect probabilistic reasoning under uncertainty; they are not guarantees, predictions, or assurances of specific events.
• A fiduciary or advisory relationship. Access to our website, Discord Community, or any APE Content does not create any advisor-client, agent-principal, or fiduciary relationship between you and APE.

3. How APE Differs From a Handicapper or Tipster

Because the line between an editorial publisher and a paid handicapping service is legally significant, we describe our operating model explicitly so readers, regulators, and payment partners can evaluate it directly.

• Editorial mission. APE publishes research, analysis, and commentary. We aim to be the best-written and most rigorous sports-analytics publication for our audience, not the most-profitable picks service.
• No explicit bet recommendations. APE staff do not tell subscribers to place any specific wager. Our content describes what our models see and how we think about the numbers; readers draw their own conclusions.
• No performance guarantees or "ROI" marketing. APE does not market itself on win rates, units earned, or advertised return on investment. We publish methodology, uncertainty ranges, and reasoning, not scoreboard claims.
• No sportsbook affiliations. APE is not a partner, affiliate, or referrer of any sportsbook, exchange, sweepstakes site, or gambling operator. We do not accept revenue that is contingent on user wagering activity.
• No handling of user funds. APE does not receive, hold, escrow, or transmit any funds that are wagered or intended to be wagered. Our only revenue source is a weekly subscription fee for editorial content, processed by Stripe.
• Moderated community. Our Discord Community is a moderated editorial space. Community rules prohibit the sale, brokering, or organized coordination of wagers among members. See our Editorial Standards for details.

4. Risk Acknowledgment

Any action you take based on APE content — including but not limited to placing bets, making purchases, or making decisions about your leisure activities — is taken at your own risk and expense.

Past model or projection performance does not guarantee future results. Statistical models make errors. Reality routinely produces outcomes outside expected ranges. Even a well-calibrated model will be wrong on individual events.

If you choose to wager on sports in a jurisdiction where it is legal, you should do so only with money you can afford to lose, and only after consulting whatever professional or personal-support resources are appropriate for you.

5. Responsible Play Resources

If sports wagering has stopped being enjoyable for you or someone you know, help is available. The following resources are free and confidential:

• National Problem Gambling Helpline — call or text 1-800-GAMBLER (1-800-426-2537)
• National Council on Problem Gambling — ncpgambling.org
• Gamblers Anonymous — gamblersanonymous.org

6. Third-Party References and Links

Our content may reference or link to third-party websites, data providers, or services. APE is not responsible for the content, accuracy, availability, or practices of any third party. Inclusion of a third-party reference does not imply endorsement.

7. Jurisdictional Notice

Sports wagering laws vary by state, country, and locality, and are subject to change. It is your responsibility to know and comply with the laws applicable to you. APE does not offer, facilitate, or accept sports wagers of any kind and does not operate as a sports book or wagering platform in any jurisdiction.

8. Accuracy of Content

We work to publish accurate, well-researched content, but we make no representation or warranty regarding the completeness, accuracy, or timeliness of any specific piece of content. Data providers may issue corrections, models may be revised, and reasonable analysts may disagree. If you believe you have identified a factual error, please contact editorial@bankonape.com.

9. Incorporation by Reference

This Disclaimer is incorporated by reference into our Terms of Service and applies to all APE content wherever published, including our website, our Discord Community, our social media accounts, and any other channel we operate.

10. Contact

Questions about this Disclaimer should be directed to:

APE, LLC
Email: legal@bankonape.com